Special Medical Insurance for RVers

The information on this page is copied from the websites of the 4 companies and is presented for quick comparison. Prices were as of time of publication.

MASA Assist –   Medical Air Services Association

Basic

Single $240.00 per year + $60.00 – onetime fee

Family $360.00 per year + $60.00 – onetime fee

Based on rates and services for residents of USA

• Emergency Air Ambulance / Medical Evacuation
• Non-Injury Transportation
• Commercial Air Transportation
• Repatriation/Recuperation
• Return Transportation
• Escort Transportation
• Vehicle Return
• Mortal Remains Transportation
• Organ Retrieval
• Organ Recipient Transportation
• Ground Ambulance with Air Ambulance

Platinum

Single $540.00 per year + $60.00 – onetime fee

Family $720.00 per year + $60.00 – onetime fee

Based on rates and services for residents of USA

• Emergency Air Ambulance / Medical Evacuation
• Non-Injury Transportation
• Commercial Air Transportation
• Repatriation/Recuperation
• Return Transportation
• Escort Transportation
• Vehicle Return
• Mortal Remains Transportation
• Organ Retrieval
• Organ Recipient Transportation
• Ground Ambulance – Unlimited
• Helicopter Transportation
• World Wide Coverage

Skymed

SkyMed is an essential service for anyone who travels more than 100 air miles from home. If, during your travels within the SkyMed UNIVERSE you become critically ill or injured, SkyMed will return you home by air ambulance.  Only SkyMed TAKES YOU HOME guarantees to transport you home, to your own doctors and loved ones.

Your SkyMed Traditional membership includes:

Hospital-To-Hospital Emergency Air Transportation

When a SkyMed member is critically ill or injured more than 100 air miles from home, SkyMed will arrange and pay for medically equipped air ambulance transportation, by fixed-wing aircraft, to the hospital nearest their US or Canadian home. Ground ambulance to and from each hospital is included.

FMCA Assist

FMCAssist, an emergency evacuation/repatriation and emergency medical reunion benefit, is an association-paid member benefit. No sign-up required. Just join FMCA and you are covered.

FMCAssist is included as a portion of the annual dues for all full members (F), life members (L), and family associate members (A). FMCA is the only RV club to offer such a valuable benefit to its membership.

Highlights of FMCAssist include:

• emergency evacuation/repatriation
• emergency medical reunion
• return of mortal remains
• return of dependents
• RV/vehicle return (limited to North America)
• pet return.

FMCAssist coverage is available to members worldwide as long as you are more than 100 miles from home. You can be traveling in a motorhome, car, plane, ship, or motorcycle to be eligible for this benefit. If you are a full-time RVer, you are always considered 100 miles from home. Some exclusions and limitation amounts pertain to this benefit.

FMCAssist coverage is provided by Seven Corners and is underwritten by Lloyd’s of London.

What do you need to do to enroll in this program? Absolutely nothing! As long as you continue to keep your FMCA dues current, and as long as FMCA continues to provide this program as a benefit, you will be covered.

Schedule of Benefits

1. Emergency medical evacuation/repatriation
The plan will pay covered expenses incurred if any covered injury or illness that commences during the period of coverage results in the medically necessary emergency medical evacuation or repatriation (i.e., the member’s medical condition warrants immediate transportation from the medical facility where he or she is located to the nearest medical facility that is capable of furnishing the required level and type of care for the applicable illness or injury as determined by the attending physician in consultation with the Seven Corners medical director).

The maximum amount of this benefit is $500,000.

2. Emergency medical reunion
When emergency medical evacuation or repatriation is ordered and the attending physician recommends that a family member travel with the member, Seven Corners will provide transportation for one individual of the member’s choice to be at their side while they are hospitalized and then accompany them during their return to their permanent primary residence. Costs incurred for transportation and lodging are covered by the insurance policy. Approval and coordination of this benefit must be provided by the Seven Corners medical director in consultation with the attending physician to be considered a covered expense.

The maximum amount of this benefit is $50,000.

Good Sam Travel Assist

Emergency Medical Evacuation

Sometimes, the first healthcare facility you’re taken to can’t provide the quality of care that you need for your personal medical emergency.
Once you arrive at a healthcare facility, contact Good Sam TravelAssist, and if the first location isn’t adequate, we’ll arrange to have you medically evacuated to one that is… free of charge! Considering that an air ambulance service can cost from $10,000 – $50,000, how can you afford not to have this support?

Transportation to Home Area After Stabilization

If necessary while you’re hospitalized at a medical facility for an unexpected injury or illness, we’ll arrange your return to your primary residence or to another medical facility nearby.

Coverage For Family Members

In addition to coverage for you, your spouse, and dependent children, Good Sam TravelAssist Premier will cover your other family members when traveling with one of you. That includes adult children and their spouses, grandchildren, parents, and grandparents.Transportation To Join Hospitalized Family Member

Good Sam TravelAssist will provide two tickets home if your family member who is not traveling with you will be hospitalized for three or more days or passes away while you are away from home.Transportation Home due to Natural Disaster

If a natural disaster damages you or your traveling companion’s home, Good Sam TravelAssist will pay for two economy-class tickets so you can get back home immediately.